All of that did nothing to help my unwavering nausea, so I stopped.
And now I bring my questions to our little virtual round table/support group. I know money is a sensitive topic, so if you all would like to stay anonymous in the comments – I completely understand. But I think you can have some invaluable information for me and any potential future moms that may stop by.
So: what does insurance typically cover?
And – how much does/can a pregnancy cost? From start to finish… not considering IVF. I’m not even thinking about the post stuff (I am thinking about it of course, but for the purposes of this post – lets not consider it), so no furniture, diapers, strollers, car seats, breast pumps (losing my mind as I’m realizing how many things there are I have to try and not consider!!!) Are ultrasounds usually covered? Are there usually only 2 ultrasounds? What other things might come up? What about delivery? According to our insurance’s website, there is an estimated copay of $1600 for vaginal and $2200 for a C-section. With out of network ones ranging from 5-10K. Is that the going rate? How can someone charge you for delivering a baby? It’s not like a tooth that you wish to have removed but can keep living with, I mean – the baby is going to come out on its own theoretically, so… ?
And then our max deductible is $2000, so – what does that mean? Why does America need to be so complicated?
Maybe I should move to Canada for the next year? Or – stay in Holland until the winter, they have free healthcare too.
And my last question of doom:
How does the whole adding the baby to the insurance work? Do I need to worry about that too or will it work itself out?
ITS SOOO CONFUSING!! WHYYYY???!!!!!! How’s that for a first-world problem?
In high school, our economics teacher told us: “If your parents had waited to have you until they could afford you – none of you would be here and I would have no one to teach”… Smart man, starting to realize just how right he was.